FinTechTalk by Thammarak

Observations on the emerging digital financial landscape and central banking.

  • Risk factors of BigTech, cloud, and AI in financial services

    Risk factors of BigTech, cloud, and AI in financial services are among the key topics that have started to gain much attention among regulators and central banks worldwide. For example, in the UK, Financial Conduct Authority (FCA) recently published Feedback Statement FS23/4 on Potential competition impacts of Big Tech entry and expansion in retail financial…

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  • A look behind cross-border payments linkages (Part I)

    In the digital age, people can communicate with each other in real-time, 24/7, from anywhere with internet connection using various means such as messaging apps, and social media.  Digital payments are also becoming ubiquitous in many jurisdictions, allowing payments that are instant, real/time, 24/7, from anywhere with internet connection.   Digital payments fundamental: It’s all…

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